About Michael H Spencer, MSFS, ChFC, AIF®

Michael Spencer is dedicated to helping people build and preserve wealth. His ability to help stems from his personalized approach and the comprehensive financial services he offers.

"I emphasize personalized service," Mike says, "because everyone has different financial goals and is best served by strategies customized for his or her unique needs. By offering comprehensive services, I can design strategies for each area of a client's financial life and weave the strategies into an integrated plan so all areas work together efficiently."

A financial professional for more than 30 years, Mike has an in-depth knowledge of financial strategies. His credentials include a Master of Science in Financial Services (MSFS), one securities license (Series 65), and four professional certifications: Accredited Investment Fiduciary (AIF), Chartered Advisor in Philanthropy (CAP), Chartered Financial Consultant (ChFC), and Chartered Life Underwriter (CLU).

Earning those credentials required advanced coursework in taxes, retirement planning, estate planning, investments, insurance and other financial subjects. Mike's education, together with his experience, enables him to assist people with virtually all their financial needs - from comprehensive retirement planning, including lifetime income planning and Social Security maximization, to growing, preserving and transferring assets to the next generation.

As an AIF, Mike is required to work exclusively in his clients' best interests. That means clients can rely on him to offer sound, well-thought-out financial advice, not a sales pitch.

"Each client is important to me," he says, "and I do all I can to earn the trust he or she places in me. I believe in relationships, not transactions." Due to the advice and services he provides, Mike has built a loyal following of clients that continues to grow.

Schedule a Visit